What is ELT?

The Electronic Lien & Title (ELT) system enables lenders to place liens and accept electronic titles from the Georgia DOR. ELT is mandatory for lenders: As established by the Georgia Department of Revenue Motor Vehicle Division (DOR), under the regulation of Georgia law HB865 Code Section 40-3-26, on or after January 1, 2013 Electronic Lien and Title (ELT) have become mandatory for all vehicle finance institutions. This will include all Buy-Here/Pay-Here dealers, finance companies and any other entity that finances vehicles, vessels or mobile homes in Georgia.

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